All Forum Posts by: Jackie Liu

Quote from @Henry Lazerow:

Just start eviction and the order will say any and all occupants. You’re in Indiana it should all be pretty fast. 

 That's my plan, already posted the 10 day notice on the 13th, now I just need to wait it out, this will be my very first time having to evict someone. So I hope the process goes smoothly.

Hello BP members, it has come to my attention that the tenant who I'm trying to evict for non-payment is possibly a totally different person. How I found out is during my attempt to offer a solution on paying rent using money order since the tenant had their ACH bounced twice on Apartments.com. I offered a temporary solution of asking to have rent Zelle'd to me, but upon clicking on the tenant's Zelle profile through my bank app, it was listed under a totally different person's name. I decided to dig farther, I went back and pulled up their report along with the provided bank statement and one of the account which was listed under a business name I inputted into INBiz and the registered agent for the business belong to the same name listed on the Zelle profile and the address on the bank statement also matched the registered business address. The lease that I had the tenant sign is to the tenant who applied. I feel so stupid for missing this detail when I screened the tenant. I don't know what I should do, since the tenant who I'm trying to evict may not be who they are.

Hello BP Members, I have a non-paying tenant in one of my SFR in Indianapolis (Marion

County, Pike township) and I’m looking for recommendations for attorneys that deal with

that or input on getting them evicted. Thanks in advance.

If I'm correct, the CARES Act only applies to rentals that are part of a housing program like Section 8 or federally backed loans, if your rental is in part of such program then re-serving the 30-Day notice would restart the counter from the day the 30-day notice was served.

Hello BP members, it recently has become a problem with one of my tenant deciding not to pay this month's rent. After many attempts to get them to pay in money order after they have made two failed ACH through Apartments.com for this month, they just keep coming up with excuses, I even offer them to Zelle me the rent, but no response. Despite my due diligence of checking their application, good credit (700+), stable income, etc. they already have issues going into their 2nd month (suggesting a separate account for rent only, only to find out they were using it for other things also, rent ACH bouncing, apparently PNC needed them to schedule it in their banking app to prevent the funds from reversing after I got them to go to the bank and talk to a banker.). I went ahead and posted a 10-day notice for unpaid rent. This SFR is located in Marion County in Pike Township near Guion Road area. So if anyone got a good recommendation, please let me know.

Hello BP member, I have a friend who currently owns several SFH rentals that is currently managed by a PM in Indiana, according to them the PM has been unresponsive for 3 months, all their attempts to reach the PM has been uneventful (phone, message, etc.). The PM has also not sent them the rent money from the past 3 months. They also are thinking of getting a different PM to manage it after they can gain back control but would like advice on doing so. If anyone who is knowledgeable, please chime in so I can relay such information to my friend so they can have proper step to follow. As far as their relation with the PM goes, the PM is the agent they used when buying the said rental, agent is local to Indianapolis, as for any form of PM agreement I do not know, it may be verbal, or they have a written agreement.

Thanks in advance.

 I do have the utilities clause on my lease: 

12. Utilities.Tenant agrees to pay for all utilities connected to the property such as sewer, cable, television, telephone, water, steam, gas, waste, trash, or electricity. Failure to transfer utilities will result in utilities disconnection by the Landlord within 2 days from the start of lease. Landlord shall be responsible for paying any Homeowners Association(HOA) dues and property taxes for the Property.

I was wondering if I should add a additional rent clause for the sewer just so I have my base covered in case tenant try to get "smart" with the lease.

Hello BP members, So I have a property in Camby, Indiana where sewer is managed by the Tri-County Conservancy District which is billed separately (flat $64 per month) and can't be transferred into the Tenant's. I was wondering if anyone here have a clause they use to bill the tenant the sewer utility as some form of additional rent.

Quote from @Nathan Gesner:

Quote from @Jackie Liu:

I think you're doing a great job! If they provide sketchy information, deny their application and move on. You've already gone above and beyond, but it seems you just dig up more problems.

When you run a credit/criminal background, the credit report should list the applicant's current and previous addresses. If he lived in the same place for four years, that should reflect on his credit score.

I think you've found enough red flags to justify denying them. If they disappear, it shows you were right. If they push back and insist it's a misunderstanding, give them a list of your problems and what they would have to do to prove the information is reliable, then give them one opportunity to apply with additional information. 

They probably won't bother.

 I'll likely go for the denying the prospect as even with the ledger (potentially fake), it doesn't match what's shown on the bank statement. On the ledger it indicates that the prospect paid the rent with a credit card but I'm not finding any credit card payments close to the monthly rent. The address reported in the transunion (I use Apartments.com) indicates they resided CT in 2017 and then the last reported current address was in NY in 2019.

The prospect also provided their Driver's ID but it shows another address near the south part of Indiana. It was issued in Oct of 2021.

Hello BP member, I'm currently doing my due diligence on a potential prospect, during my search of the prospect's current residence I'm finding some information that does not match what was on the application.

For starters, the prospect passes our 3.5x income requirement, has a 700+ credit score but a few things that I seem to have trouble with is the management company that was on the application, I wasn't able to find any viable information through regular web searches, but through the Business public record I found an LLC to this management company which I found was created 5 months ago. The property the prospect resides in was sold back in 2022 and based on the County record it shows it's currently owned by a Management company located in Florida (Don't know about regional office). Second, the prospect stated on the application they lived in the property for 4 year, but the tenant rent ledger that was provided stated a move-in date of last year 2023 of October and for some reason doesn't have the name of the management company, and the ledger looked like it was created using Microsoft Word. Lastly, while looking through the County Court Record I found a dismissed Eviction record filed this year Feb of 2024 on the prospect, the address listed on the record for the prospect (Defendant) is the current property they reside in but found another management company (RENU Property Management) as the plaintiff (this one was easier to look up as it operates nationally in several states).

I usually have no problem with this as prospects usually reside in a known management company serviced in the area (Most are the typical corporate rental companies like First Key and Progress Residential, and some with the more known local management companies.). So it's kinda a first for me to run into this problem, just want some advice on how I should proceed with this.