Hi, i know it can be frustrating when starting out,but i don't know what your intentions are in investing,weather if you are holding and renting or fix and flip. As a beginner wholesaling would be a good start,just find a good deal get it under contract and assign it to a cash buyer and get instant cash flow,in the mean time you need to find private or hard money lenders and start build a relationship with them,they have high rates but doesn't require a credit check like a conventional loan. they go by loan to value on your deal so you need to do your home work and present them a good deal that will impress them,then they require you to put down 20% normally. I you are planning to fix and flip use a hard money lender because you get the funding quicker and you are only going to hold the property long enough to rehab it,just make sure they don't have any early pay off penalties. I you want to hold and rent use a private lender they may take a little longer to get the funding but they have lower rates. Just stick with BP and plug in and absorb the knowledge,you can also try connected investors or reiclub and start marketing for private lenders,you can also go to private money gold mine(be careful on this site they are known to have scammers so closely interview them and make sure they are legit). If you decide to whole sale check your area about the laws so you don't get yourself into trouble,some states may consider wholesaling as brokering witch requires a real estate licence. You can also go to meetup.com and check your area for rei meetings. Gerald