@Russell Brazil, Gaithersburg has been mentioned a few times and the distance is about 90 minutes from me :/ I did go to the "Mad Scientist" Real Deal meetup and that guy seems like it's another day in the park. I want to be like that. I'm going to have to get to these other groups but wish we had something a little closer to home.
@Linval T., thanks for the links. Me and my gf are still blowing through readings, have keywords set up and running out of podcasts to crack open ... We're just paralyzed because we have 5 kids to think about and taking a large hit will be devastating. It's a huge guess on who to talk to and what to do when something goes on. Our contact list is so small and there are so many options. I'm looking through the forums trying to see a few, true, step-by-step stories to really see us through this freeze.
Since this got posted, I have several REA, investors, even an offer, and finance options in my inbox, locals looking to give advice .. I'd say this post helped enough to tighten the tracks and put us on course.