All Forum Posts by: Daniel Parlegreco

Hi guys,

I'm very confused as to whether or not I am qualified for a HSA account. I have a subsidized family obamacare plan that has the following deductibles:

$2450 per member

$4900 per family

My health care plan does not offer an HSA with this account, but it would appear based on the current definitions of a HDHP (high deductible health plan) that I do qualify. The IRS has minimums at:

$1300 for self

$2600 for family

I tried calling my health care plan and they basically have no idea if my plan is qualified. The reason I am confused is because the health care plan doesn't offer the HSA, and because one of the foot notes on the IRS site says:

"There are some family plans that have deductibles for both the family as a whole and for individual family members. Under these plans, if you meet the individual deductible for one family member, you don't have to meet the higher annual deductible amount for the family. If either the deductible for the family as a whole or the deductible for an individual family member is less than the minimum annual deductible for family coverage, the plan doesn't qualify as an HDHP."

Does that apply to me? It appears it does. So I'm assuming I don't qualify? Thanks guys so much! Sorry if this is confusing. Appreciate all you knowledgeable folks!!  

Thanks man! Appreciate it!

Just recently started buying land and flipping it. My question is.... after you’ve agreed on a price with the seller, where do you go for additional research to check title ownership, encumbrances, liens, zoning, water, electricity, other property perks, etc? 

Don't have the money or access for an extremely expensive data program quite yet.... Thanks!!! 

Thanks guys so much! Your information is invaluable 

What counties do you recommend newbies starting in? Is there a specific criteria to look for when researching a county? I'm on a limited budget in the beginning, not sure if that matters. Thanks so much. Want to start scrubbing my first list...