All Forum Posts by: Daniella Steinberg

 Thanks - that makes sense.  But let's say I did want to include the depreciation in the calculation (and factor in the recapture at a later time) if you include this as an expense, it actually makes the numbers look worse (lower returns). So where should it be factored in?

Hi - does anyone include an estimate of tax savings based on tax deductible items into their proforma? I know it is not truly part of 'total return' but I would like to include it in someway to help analyze the TOTAL picture of a particular deal.

Any spreadsheets or advice appreciated.

Hi - Has anyone had any recent transactions with a Memphis turnkey provider, such as BuyMemphisNow or
Memphis Investment Properties?

Looking for positive or negative feedback; ease of transaction and continued maintenance

Thank you

I agree you should also definitely let roofstock know, as part of their platform is customer service and they want to make sure they can stand behind their products and services

Hi - looking for recommendations for online banking business accounts. Important features to me as a real estate investor include low minimum balance, and (low) wire fees.  It seems that many online banking options for small businesses cater towards those in the tech or retail/consumer space, so they may not have the same priorities in terms of features.

Thanks!

Hi Alex - I was wondering if you ever found a PM for this property? I am interested in this area too.

Thank you!

Thank you @Aj Parikh! This is helpful! I’m in a similar boat and have purchased out of state through roofstock only, but would love to hear about Martel based on your recommendation! It’s always good to learn about other resources 

The calculation for COC for example - that would almost seem silly to use as it would be very little cash invested of my own without a down payment. Also, for ROI, if you are paying interest only, then there is very little equity you accrue in the home, and therefore this $ amount looks low (and then again looks high as a % compared to the total cash invested)

I hope this makes sense. Maybe I need to see an example of a spreadsheet built for interest only loans.

Hi - I was wondering how to adjust my calculations when using an interest only loan or a revolving LOC for a buy and hold property. I know I can update the loan cost to just show interest, but it seems like that still doesn't show me the whole picture. If anyone has thoughts (or example files to share) please let me know! I want to make sure I am thinking about this in the right way.