All Forum Posts by: Clayton Bray

Ben, Puyallup isn't Tacoma fyi... Did you get this sold Sarah?

Hey BP! 

I got rejected from my credit union because I said that I was using my HELOC for investments. Should I just say home improvements or what? Were is the best place to get a 90%LTV loan thats interest only? We have great credit and income...

Thanks for the input! 

Clayton 

Hey Beautiful People! Any recommendations on Mortgage Lenders in Washington State that you have worked with and that work with investors? I have spoken to a few RI's here that have this need. Have a great weekend and thanks for your attention. 

Clayton

@Barry Ruby Real estate investing, STR and campgrounds.

@Paul 

@Paul Vail Did you ever find a good business plan template? My wife is asking for a it and she's way more intense than a banker...

Wesley 2.99% for the 30year and 2.5 for the 7/1 Arm. 

Hey Good People! The lowest rate I can get is with a 7/1 Arm on a Refi. Being that this home is a business, is it best to go with the lowest APR? The difference is pretty big for the next 7 years... Chances are high that I'll refi this property again. Thoughts?

Hey Tim, I called the agent that I bought my first house from and he isn't an investor and didn't know what to do. I reached out to another agent on here and got a lets schedule time, which is fine but I may lose the deal. 

Hello Good People! One of my neighbors could sell me his house and I know its a complete remodel. Should I have a contractor walk it first before I make an offer? Do I ask for an inspection contingency in the purchase agreement? Does Washington State have a standard purchase agreement? (I'm in Tacoma) I don't know the next step besides the actual numbers. I would appreciate some wisdom. 

Moving Forward Together, Clayton 

Hey @Charles Carillo! I appreciate the advice.