All Forum Posts by: Chris S.

theres tons of things you can do. Get married, divorced, have kids...Or the easy one is to just write to the FHA and explain why you need to get out of living there and relocate. IE its a high crime area and you fear for your safety. You of course did not realize this when purchasing the property. Or your sister/brother/mother is moving in with you and you need a bigger place to live. Like, you could buy a fourplex, then 6 months later your brother is moving in with you so you need to upgrade to a nicer duplex for room. Or your moving for your kids sake, better schools etc. Theres a laundry list of reasons. (I am not at all telling you to lie to the federal government, just giving you suggestions on ways to get out of it.) Biggest thing is write to them, they will work with u.

After you are married yes. What I would do is each buy a property now using FHA, then when yall get married one of u can move out to live with the other by writing to the FHA people (gets you out of the residency clause if you get married) thus turning it into an investment property but with the same stipulations as FHA. or, you could each buy a fourplex with FHA, wait 6 months, get married, write to the FHA explaining tou were married and it no longer suits u, and them buy a duplex using conventional. Or a SFH. Just make sure your loan officer will work with u on it. My fiance and I are doing this exact thing. FHA will give you two concurrent loans, you just have to have a good reason for it. IE you were just married. You could of course do duplexes instead of fourplexes, or w/e u like.