All Forum Posts by: Carlos Ptriawan

I would be interested in a one year note that I can exit before it all collapses. 

 However I am disappointed you are not reviving Blockbuster video. 

 fixing someone 1920s home in ohio is way kosher dawg 

 This company operates several business :
- life/wealth coaching/guru/whatever
- day trading crypto
- ecommerce aggregator

What they do basically they buy bankrupt or very young product company that sell real physical product like fashion, and resell their biz. This is a very very difficult business because you have to buy company with higher valuation without knowing their product (doing DD/financial audit to young company or bankrupt company is extremely difficult) and then establish supply-chain-model (establish partnership with amazon/ups/fedex) and such. One of the biggest aggregator was bankrupt last year.

For day trading crypto I don't even need to give a comment.

The typical biz of these guys is they try to build a highly credential because they work/started company a,b,c,y,z but if you dig deep it's only one or two guy operations.

Even this company is only having virtual colo office for $70 a month LOL

 Were looking at this all wrong Carlos. 

We need to get out there, team up and open our shop: Kachara Enterprises

We will take NOTES, following same plan. $50k = 12%, $100k = 15% etc.. 

With the $ we are buying taco stands, and "optimizing them with ai"..... Anyone asks how or why, we just explain it's ai, it's the future, they can't get-it, it's too high level for them. lol. 

And we also diversify buying the brand "Bum-Fight's", and were gonna bring back the defunct brand, again with ai...... 

We will also be working on habitation units for Mars..... with ai. Lol. 

And taking on defunct K-mart brand to, you guessed it, integrate ai for an online only relaunch..... 

And pellet smokers...... with ai, lol......... 

OH! And our flagship development US item, Japanese style toilets in the USA..... ai powered! Lol. 

Aaaand if things don't work out, well heck I guess we will just have to convert there notes to equity and walk away..... 

so the way you do it is : buy/rehab primary-->rent it out -->collect lease -->HELOC it---->apply primary with showing the lease so DTI reduced-->continue or sell after 2 years , you can mix/match between the two, basically for every primary, your job is to make sure you have Dscr>1.0 and keep moving.

@Chris Seveney yeah you’re spot on.  We do have a debt fund but we don’t loan to our own properties—that was created because I just had an exit from a bridge lending company I started 7 years ago and I like that slice of the capital stack right now.

These groups touting all these other investments you mentioned aren’t just feeding their egos—some of them are struggling to keep the lights on so they are looking for revenue.  It isn’t about the investors.

This is why I think a lot of sponsors continue to make distributions despite poor operational performance, conceal the fact that their property values have fallen, and conduct investor update webinars to say “nothing to see here!  We’re doing great!”.  It’s all about raising money for their next fund, not about telling investors what’s really going on.

I stuck about 7 years of burn into my corporate account so that I have zero pressure to buy anything, including crypto, STR, self storage and ATMs. If my core competency is out of season, I'm perfectly happy managing the hell out of the properties I have left, and playing golf when the gift of spare time comes around.

Since I’m not worried about raising money for my next fund, I’m free to “tell it like it is” (which I’d do regardless), and make unpopular decisions that bolster our chances of success, knowing full well that after issuing difficult news our investors would be lighting up forums on LFI, 506 group, and BP.  And I don’t mind that at all—investors have every right to be concerned about their money.  I’ll be most accurately judged in 5-7 years after all this dust has settled and people see which sponsors are still here, which got foreclosed, and which liquidated at massive losses.  I’m patient enough to wait for that.

It's above average income, but he's got the skills to get traffic and the ad revenue associated with it. Do you? Just quick math Adsense for 10,000 visitors gets you around $450-500/mo. 10,000 visitors takes good content and some healthy traffic generation.

You'd have to pay someone to do that so deduct that from your net income. It's also very rocky income, this isn't linear.  It's the most susceptible and bottomless aspect of consumer discretionary income. So as the market wavers and falters, this craters. No guarantee on the run up, you capture extra momentum.

Best bet is the hard asset still. If you want cash flow, do some form of investing in 20-33% healthy equity portfolio that pays solid dividends like major funds(VOO, VTI vanilla stuff), another 20-30% in BDCs, debt funds, and private debt. You'll get like a net yield of 8-9%, less risk, and exposure to some growth in the equities. The equities side is actually a hedge; you're really 67%-80% betting on debt.  Or just be significantly less levered on real estate.

Right now there is easy money, it's telling you to NOT buy hard assets. It's giving you every incentive too, but in reality some of these hard assets are just getting even more scarce so it's worth the risk-on rate.