@Julie Doke I was glad AND Proud to read your post here because your situation then, is my situation NOW!! I was even more proud that you were a woman & with a lil hard work & the right tools, were able to prove the NaySayers wrong about Josh!! Then your update comment about their unprofessionalism made me EVEN Prouder because it showed that not all companies are as professional as we'd like them to be, but given the right tools we should STILL be able to get the job done... or as I always say... Get'er Done(Trucker Talk)! And you did! Congrats to you honey!
So Julie my question is; were there OTHER fees charged to you other than the course fee? I ask because I have been calling the sales # to get some answers and No One has returned my call yet(in a wk)! So in my haste to get answers, I googled his name of course and a VERY RECENT(10/9/2016) rip off report popped up! She accused them of charging her another $388 + $97 a month, in other fees! The Freeland Lending website states; "Up Front Out Of Pocket Loan Expenses: Borrower must pay for their own appraisal $375 – $600 & Borrower must pay for FREELAND LENDING Approval Team walk thru / pictures and Videos $250 – $400" (copied & Pasted), then somewhere else I read that there is a $2500 fee charged in with all other loan fees at the end. As long as they are charged in with the loan amount; I'm STILL not scared!
Coincidentally, the person in that RO report was from Ocoee, Florida, like 8 miles from where I am snow birding now! I am originally a Jersey Girl, born & raised, only moved out of state twice; to Fort Meade Maryland & now here! I know the good, the bad AND the ugly of Jersey! I lived everywhere from West Orange(1 of the richest towns, the good!) to Mount Holly(the good) to both Newark & East Orange(the bad & ugly at times)! so I have no doubt in my capabilities of finding that diamond in the rough! Hey Teddy Slack Jr. did!!
After reading the posts here, I am STILL ready to do the easy payment plan & find the perfect spread that they wouldn't be prepared to turn down, but these are NOT my only questions! These post here make sense, I have no problem with the 'starting spread of 6/16/30% to get my foot in the door with a few(or more) NJ properties(I am from there & know the spread could be phenomenal!) & ONE RO report hasn't swayed, nor does it scare me from my future!! However, I would at least like someone to return my call!
Gotta go... The REI webinar about Josh is starting & I need all the info I can find until I get a call back!
