Self Directed 401K/IRA w/Checkbook.... Non-Custodial Programs?

[Camellia B.]

Ok so, it's official! Per Drs. orders; after not working; due to an 'On-The-Job' injury, collecting Workers Comp for almost 3 yr I may need/be medically forced from trucking.

My question is: although I only have 118k in my 401K, what are the best programs out there to & for moving my money over and/or withdrawing it completely(Don't care about the fees & penalties, as REI is a better investment) without having a custodian(expense)? Don't want to be charged to use MY money!!!!

Looking to start new LLC and start & fund my new business account w/Navy FCU on January 1, 2018 to give myself a WHOLE year to get up and running before seeing/paying Uncle Sam!

Basically been retired for 2 1/2 years now...... OPINIONS NEEDED as to WHICH direction is BEST!