Hi All! I'm a 37 year old contractor from Oxford MA. Now starts the long post that most don't care about, but I might as well spill it at once ;-) Since I was in my mid 20s I have wanted to BRRR rentals and roll them into a small empire. Unfortunately the housing bubble happened when I started looking and being in construction (and a financial illiterate in my 20s), I lost my job and everything I owned. I spent the next 10 years trying to get by, being confused about what I wanted in life and I have finally found the path I wanted to be on again. Thankfully a client I was building a bathroom for told me about the BP podcast, which lead me to this website and my mind has been blown ever since. I have no clue this place existed and between the website and the podcast the small idea of what I thought I wanted to do has become a driving force in my life. My wife was skeptical at first but is now on board for the whole idea of BRRRing multifamily buildings and becoming FI. I have set a goal of "retiring" by the age of 45, so lets see how that goes ;-) My credit was ruined when I lost everything and I have been slowly building it back up, but being self employed with not much income on the books because of all the write offs has kept me from getting a mortgage for a rental. I planned to flip a few houses to get the starting capital to BRRR the multis but I've had two "investors" string me along and then bail last minute. One night I was sitting around thinking about what I wanted out of life and how I could get there when I realized that my current path was useless for my goals. So I stopped advertising and started working for a friend so I have money on the books for a loan. Now if I have work from word of mouth, great. My friend and his crew help me get through it quick and I get back to working for him so my pay looks steady and I can get to where I want to be in life instead of hoping that I eventually land there some day. So, if you're read all of this, thank you. Remember that just because you set a goal a while ago and started down a path doesn't mean that the path will still get you to that goal. Sometimes you need to change things to get to where you want to be. Don't be afraid to stop what you're doing and pivot to make sure that you hit your targets. I have people who call me a failure for going to work for someone else, but also remember that those are crappy people that don't need to be in your life and that you can laugh at when they're still working and you can just sit on your porch and read a book for the day because you don't need to go to work every day to live. I am sitting in a hammock chair right now typing this and I hope to be able to do it whenever I want in about 8 years when I hit my goals. Have a good day/night everyone!
