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All Forum Posts by: Brian Valdivia

Brian Valdivia has started 45 posts and replied 89 times.

Post: Need advice- HELOC or Refinance for 2nd investment property

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey Jillian!

Great questions - a lot of our borrowers will tap the equity using a refinance in order to purchase their next investment property.

Feel free to give me a shout anytime, happy to help! We have well over 100 Five Star Google reviews.

Post: Question: When Does the Seasoning Period Commence?

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey John!

Great question: The seasoning period begins the day it's purchased.

We do just shy of 100 DSCR loans per month. We offer refinances with no tenant required and no seasoning required.

Post: beginner sellers finacing and HML fix an flip

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey Paige!

Yes, this strategy is possible!

If you find any deals that don't have seller financing on them, let us know. We offer 10% down on the purchase price and fund 100% of the rehab. We do this for brand new investors with no experience.

Post: HELOC for investment property

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey David!

Our team can get this done! Shoot me an email or a call. Check our Google Reviews, more than 100 Five Star reviews.


Talk soon!

Post: Looking for Lenders in the DFW Area

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey Dave!

I'd enjoy chatting with you. Our team has more than 100 Five Star Reviews. We are investors ourselves and understand the process like no other.

Reach out, talk soon!

Post: Multi family loan

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey Joseph!

Great question - 20% down is the typical down payment for investment properties, regardless if it's a single family, duplex, tri or quad.

We have a 15% down option for the same type of loan. Of course the rate is higher with 15% down, but it helps investors get that property secured with less out of pocket.

Happy to help if there's anything you need. Feel free to reach out!

Post: Looking for a Lender for 80% DSCR Cash-Out Refinance

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey Hari!

I definitely understand what you are looking for. We can close an 80% LTV DSCR cashout refinance with 3 month seasoning in your LLC. We have more than 100 Five Star Reviews. Give us a shout, talk soon!

Post: Refinance on Investment Property

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey Stacie!

Great question! Yes, you can do a refinance to tap some more of the equity on the property. Your best and most efficient option would be a DSCR cashout refinance, more than likely. We do these daily and can assist if you have questions. We have more than 100 Five Star Reviews!

Post: Looking for a DSCR/fixed/ARM lender for a cash out refinance on my rental property

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20

Hey Jimmy! We can do this. Feel free to shoot me a message. We have over 100 Five Star Reviews.

Post: Need a lending partner

Brian Valdivia
Posted
  • Investor
  • Kingsville, MD
  • Posts 92
  • Votes 20
Quote from @Chris Mcdonald:

@Brian Valdivia might be able to help


 Thank you for the mention!  We can only help on the refinance of these. The initial hard moeny is just shy of our loan limit.