All Forum Posts by: Jai Reddy

Looks like a lot of well intentioned people chimed in here, some without knowledge of how commercial real estate ‘value’ is determined.

Yes, commercial real estate is valued not according to the ‘county appraised’ value, it instead is valued based on the cap rate (which is based on the operating income it generates).

Now, if the landlord didn’t have a Tenant in, the value of the building can even be less than the county appraised value.

So, here we have a situation where both the Landlord and the restaurant depend on each other. I believe, the only way forward is for the restaurant to continue renting, so that money flows in the dame direction as it did the past few years.

@Jon Gorman

I suggest a blend of dividend aristocrat stocks, a managed fund (BRK.A and B), and a real estate syndicate with a reputable operator. All are passive investments and you get diversification.

@Jacob Claxton

DM me so we can get on a call, it’s easier to talk as I have questions before I can add my insight.

@Aaron S.

At 33, your stock investment loss is around 7.5K? Happens. Everyone has to go through losses to fully realize the risk associated with investing. It helps you discover your weaknesses and develop a trading/investment strategy that you can then practice on smaller capital.

As for your RE investments, you’ve taken the step of acquiring your first property and that too your house hacking to cover your mortgage.

Be proud of yourself.

As to your longterm goal of building welathy, you should focus on appreciation in your future RE investments (now that cash flow is being achieved on your first househack).

@Joe Splitrock I think she’s asking about interest rates on her savings in the bank.

@John Wilson Did I read correctly, that your commercial loan is fixed at 5% for 30 years?

@Marcus Auerbach

Also, consider that inflation higher than the desired norm (2%) is not a guarantee, it can come down in future years.

@Cody L. The media looks for problems and reports them adding their own opinion. This country is largely better than any other country IMHO.

As an immigrant myself, the only racism I experienced is verbal, and it came from non-White sources.

@Buddy Holmes What was the outcome of your appeal in tax court?

@David Abbate About the Buy and hold class A advice, wouldn’t today’s class A become tomorrow’s class B? Still hold?