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All Forum Posts by: Ben Rice

Ben Rice has started 12 posts and replied 34 times.

Post: 401k

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

Post: 401k

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

@Adam Hershman - When using a self directed IRA are the profits from any real estate investments un-taxed until you begin withdrawals after retirement?

Post: 401k

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

When using a 401k loan do your normal contributions (and matching funds from your employer) count towards repayment of the loan?

Post: 401k

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

When using a 401k loan do your normal contributions (and matching funds from your employer) count towards repayment of the loan?

Post: 401k

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

When using a 401k loan do your normal contributions from your employer (and matching funds) count towards repayment of the loan?

Post: Putting down less than 20% in SF Bay Area

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

@Robert Musallam or @Chris Mason,

What's your perspective on someone, like me, getting their first property in the Bay? Go for a 2-4 unit property but requires a larger down payment and harder to carry when vacancy occurs, or go for a "cheaper" one unit property that allows me to pay less for a mortgage than I am currently paying for rent.

Post: Recommendations for lenders in the SF Bay Area

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

@Robert Musallam & @Account Closed

Thanks for the rec! I will hit him up.

Post: Putting down less than 20% in SF Bay Area

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

@Robert Musallam - Does there need to be tenants occupying the additional units for it to count towards the 75%?

Post: Putting down less than 20% in SF Bay Area

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

Hi All,

Curious to hear any personal stories of putting down less than 20% for an owner occupied duplex/multi-family in the SF Bay Area. Cheers!

Post: Recommendations for lenders in the SF Bay Area

Ben Rice
Pro Member
Posted
  • Marketing
  • Redwood City, CA
  • Posts 34
  • Votes 7

Hi All,

Wanted to see if anyone had any recommendations for lenders and/or had any personal contacts that they could share. I'm looking for my first property, to live in and rent out, duplex or multifamily.