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All Forum Posts by: Art Shalomov

Art Shalomov has started 4 posts and replied 31 times.

Private Lending & Conventional Mortgage Advice

Post: Question regarding locking a mortgage rate

Art Shalomov
Lender
Pro Member
Posted
  • Lender
  • Scottsdale, AZ
  • Posts 37
  • Votes 39

I am a lender and locked my own loan at 5.125% (investment, 80% LTV) and it gave me credit for rate chose of about 1400 to cover my costs. My suggestion is to look for a mortgage banker that focus on refinances. Their fees are low and have no overlays. FDIC banks will usually have the best price but you better be a perfect borrower.

0 Votes