All Forum Posts by: Andrew R.

 *sigh* I'm on vacation with my wife and have neither the time nor desire to get into another cyber war with you over this. The other poster is right that whenever you're involved it devolves into a borderline slanderous set of replies where you seem to feel that whoever is most aggressive and verbose is the victor. 

I reply only because I know others will eventually read this thread. Yes, I have read Dodd-frank entirely. Yes, there are only select sections that even remotely apply to us, so the need for reading the rest was more a bragging right than anything. Yes, I literally spend 50-75 hours every week doing nothing but seller financing (both for my own portfolio and as an acting RMLO for other investors.) Yes I have gone through auditing process with the CFPB unscathed (as have all of the other RMLO's I know currently in this business). 

Bill is NOT CURRENTLY an auditor and is not currently doing this business to the best of my knowledge. 

I have run all of what I do by an entire counsel of lawyers: case lawyers, standard real estate/title attorneys, and Dodd-Frank specialists. 

To all future readers, please be aware that whoever yells loudest is not always right. Please take a look at bill's post history to see the manner in which he posts and make your own decisions. Read the laws for yourself or choose whomever you believe to be "in the know" and work with them. 

Again, I don't have time to mess with the reply I know bill will have, as I am trying to enjoy a long deserved vacation. If anyone ever has DF questions or owner financing questions, I will be more than happy to address them.