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All Forum Posts by: Anderson Banegas Cerrato

Anderson Banegas Cerrato has started 9 posts and replied 76 times.

Post: Question on homeowners insurance

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31

Hi Cindy,

That sounds incredibly stressful, especially during the holidays when things are already chaotic. While I don’t have experience specifically with Citizens in Florida, I’ve had a similar issue with insurance delays before. What worked for me was contacting the insurer directly and explaining the situation—it can help to show proof of payment or intent to pay (like tracking info for your overnight check). Some companies are flexible if you address it quickly.

Stay persistent! A quick call to your agent might also help to ensure they’re advocating for you. Homeownership has its challenges, but situations like these remind me of the importance of staying on top of even the smallest details. You’re not alone—keep us posted!

Best,

Anderson

Post: STR books relative to Australia

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31

Rod, welcome to BiggerPockets! Your journey into short-term rentals sounds like an exciting shift—I can feel your energy for taking on a new challenge.

I don’t know much about the Australian market, but your curiosity and drive to learn are inspiring. Sometimes diving into a new space can feel overwhelming, but it’s where the biggest growth happens.

What’s sparked your interest in short-term rentals? I’d love to hear more about your journey so far—it sounds like you’ve already accomplished a lot!

Paige, this sounds like an exciting project! Ten acres in Texas with a mobile home to start is a smart way to get your foot in the door while planning for your dream home.

I love how you’re already thinking ahead about the resale. That’s the mindset of someone who’s building for the future. I’m no expert in mobile home financing, but have you considered talking to a lender about creative financing options or partial refinancing down the line? Sometimes it’s about finding the right partner who sees your vision.

Curious—what inspired you to take on this project? It sounds like there’s a bigger story here.

Post: Tenant claims there is no heat, and it's Christmas

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31

Natalia, I feel for you—it’s tough when you’re trying to do the right thing, and a tenant makes it harder. Especially during Christmas, situations like this can feel more personal than just business.

If it were me, I’d double-check the furnace to cover all bases (maybe bring in a second opinion) and document everything. That way, you’re protected if it escalates. At the same time, serving notice seems like the right move for your peace of mind and future plans.

How are you holding up with this during the holidays? These kinds of challenges really test us as investors.

Post: Deals Come When You Are In The Game!

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31
Quote from @Tim Ryan:
Quote from @Anderson Banegas Cerrato:

Tim, this is gold! Your story proves that being in the game creates opportunities you can’t plan for. I haven’t closed my first deal yet, but I’m laser-focused on getting in the game and becoming ‘the guy’ people call when deals come up.

Your strategy of partnering for the down payment is exactly what I’m working toward—leveraging relationships to make things happen. Thanks for sharing your insight! How do you build trust so quickly in a new market?


 Hey Anderson,  you need show up in the market often. Calls and emails won't do it. Plane, Train, or Automobile and meet in person.

Thanks, Tim! That’s solid advice—I can see how showing up in person makes all the difference. It’s about building trust and being seen as serious, right?

I’m curious, when you’re entering a new market, what’s your approach to starting those in-person connections? Do you focus on brokers, property managers, or other investors first?

Post: The Power of Relationships in Real Estate

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31

Jenni, this post hit me hard—in the best way possible. Relationships really are the lifeblood of real estate, and your story reminded me why I’m so determined to build those connections.

I’m at the start of my journey, working to grow my network and learning how to tap into the wisdom of others. It’s humbling, but it’s also exciting because I know every connection is a step closer to where I want to be.

Your story about the seller financing deal is powerful—trust really can change everything. How did you learn to build that level of trust so early in your career? I’d love to hear more about your approach.

Elijah, this is pure fire, man! At 19, you’ve already mastered what most people spend years figuring out—turning determination into action and action into results. That 36% rent increase while keeping happy tenants shows how smart and intentional you are about building relationships, not just cash flow.

I’m grinding to get my first deal and seeing your story gets me hyped! How did it feel walking into that closing room, knowing you were about to own your first investment property? That’s a moment I can’t wait to create for myself

Post: First purchase of many

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31

James, this is inspiring, man! That first deal always hits different—it’s not just a property, it’s proof you’re making moves. I’m working toward my first deal, and stories like yours keep me fired up.

How did it feel signing those papers and knowing you just took that leap? That’s the moment I can’t wait to experience myself.

Post: Buying My First Investment Property at 21

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31

Abby, that’s incredible! Taking action at 21 shows massive confidence and drive. I’m working toward my first deal now, and your story reminds me that success starts with stepping into the unknown. I may not have the experience yet, but I’ve got the energy and determination to make it happen.

Out of curiosity, what’s one piece of advice you’d give someone just starting out?

Post: Deals Come When You Are In The Game!

Anderson Banegas CerratoPosted
  • Investor
  • California
  • Posts 82
  • Votes 31

Tim, this is gold! Your story proves that being in the game creates opportunities you can’t plan for. I haven’t closed my first deal yet, but I’m laser-focused on getting in the game and becoming ‘the guy’ people call when deals come up.

Your strategy of partnering for the down payment is exactly what I’m working toward—leveraging relationships to make things happen. Thanks for sharing your insight! How do you build trust so quickly in a new market?