All Forum Posts by: Alex Keathley

Hey there BP Community!

I had a very interesting conversation the other day with a Buy and Hold stock investor who is completely sitting on the sidelines with Stable Funds over the next six months to a year. He said that the stock market recent upward trends during near economic collapse is basically an artificial construct that is screaming sell now.

After he showed me the insane jump in index prices over the past 10 years without much slowing down in the past two, it is hard to argue that we are not at our peak in the stock market.

I've never been much of a fan of the stock market compared to real estate investing, but have diversified some of my assets in an IRA index funds the past few years. At this point, it seems that keeping my assets in index funds offer more risk than reward at this point. My questions are, do you think I should take the investors advice into consideration and transfer my assets to a stable fund during this time of major uncertainty or ride the wave? How will this crash impact real estate investors as a whole?

- Alex K

@Nick D.

Congratulations on the new rental Nick! That's awesome! BRRRR strategy fine at work here with infinite COC Return! Great work!

I have had major success with Facebook Marketplace and buy/sell/trade pages. I post it though my business page to keep my name and personal life separate from my rentals. Free marketing is the best marketing in my opinion, but throwing a sponsored ad on there for your property may help even more. Hope this helps. Hang in there! You will get a great tenant in there soon!

- Alex K

@Jason Wray

Thank you for the response Jason! Very helpful and insightful for MF! Any specific requirements on SFH that are similar across the board?

- Alex K

Hey there BP Community!

I have recently took an interest in portfolio loan requirements in general. I've read a few articles recently about what portfolio lenders review before they approve a transaction. DSCR, LTV, and the relationship with the bank seem to be very important at each bank but I just wanted to see if anyone had any past experiences with portfolio lenders that could give some insight in how they view a deal and what they are looking for.

I understand that every portfolio lender has their own process for review and underwriting, but I am hoping I can learn from BP members past experiences. My LLC has had success with portfolio loans over the past few months, but I would really like to ensure that I present the best case with each transaction. Any help with this topic would be greatly appreciated. Thank you for your time! :)

-Alex K