All Forum Posts by: Abigail Irvine

Hey there Mya, 

I do not have a primary residence yet. My goal would be to house-hack my way in. But, due to being self-employed, it is extremely difficult to get accepted for any kind of FHA loan. The biggest question I'm teetering with right now is buying in Michigan or Florida first. If i buy the place in Florida, I have a place to go in the winter and will hopefully be able to refinance and buy my place in Michigan within the next year. If I buy my home in Michigan first that cash flows, I can save that money and buy the Florida property as soon as I have enough saved. Really not sure where I should be buying first! I was born in raised in Michigan and know almost all there is to know about Michigan Real Estate. But, I love Florida and am also itching to buy a place of my own down there.

As you can see, I'm very torn. Any advice on how to pick which location to jump on first??

HEY THERE EVERYBODY!!

My name is Abigail (Abby), and I’m an MI realtor looking to begin my real estate investing career. My goal is to buy properties in both Florida and Michigan so that I can escape the cold MI winter and hot FL summers.

I’m having a bit of paralysis when it comes to actually pulling the trigger on any deals. And, I’m not sure which direction to go in first. I’m a huge fan of the multi-family model of investing and would like to eventually build up to owning apartment complexes.

I’ll be very upfront and honest- I have about $20,000 saved for a down-payment/closing costs. But, in today’s world, I’m very unsure of how much is enough before sealing the deal on a place. Not to mention, where should I buy first? Somewhere in MI that cashflows to eventually buy in FL? Or, reverse that? Any/all advice is welcome!

If you would like to connect further, feel free to message me! Can’t wait to meet some of you guys!

Abby

Hello Fellow Investors!!

My name is Abigail (aka Abby). I live in Grand Marais, Michigan, where my family owns and operates Superior Hardware, our family business.

My passion for real estate started when I was 7 and asked my mom if she could download the Trulia app for me on my iPod touch (remember those?!). Every single day, I would log onto Trulia and browse through the homes, picking out my favorites. From that point on, I was always looking at Zillow and Trulia just for the pure enjoyment it brought me.

One gloomy day when I was 16, I was cleaning around the house when I stumbled across the Master Passive Income Podcast by Dustin Heiner. Coming from someone who doesn’t generally like audiobooks or podcasts, I fell in love with the Master Passive Income Podcast, with the Bigger Pockets Podcast following suit. The idea that the very thing I enjoyed most could potentially make me financially free one day seemed to breathe life back into a confused, lost 16-year-old.

For over a year, I continued to watch, listen, and read about real estate investing, as well as study to take my Michigan Real Estate License exam. Fast forward to now, I’m licensed as a Michigan Realtor and ready to start my investing journey.

My goal is to have at least 5 rentals in the next 5 years, with the first rental being a new build house hack in Florida so that I can escape the Michigan winters and the Florida summers.

I’m always looking to learn, meet, and talk with fellow investors. So, please feel free to reach out here or on one of my other platforms!! Cheers to financial freedom!