Hello All - I just signed up today after hearing about this site for quite some time. I just finished reading through the Ultimate Beginner's guide as well. I am interested in learning about how to invest in buy and hold properties with minimum down payment and the ability to own the properties in 20 - 30 years free and clear by renting out and letting the cash flow fund my equity in the properties. I am a working professional with a full time 9-6 job. I am also the single earner in the family. So, I am willing to learn and start slow with the goal to have a number of houses in the double digits which would be fully paid off in the next 20 - 30 years so that when I turn around to sell them, I would have a lumpsum that can add to my retirement. If this takes off well, I might also consider investing more of my time in this. I am also very interested in understanding if the above can be done in states where I do not reside because the economics in the state that I do live in (NJ) are not good in accomplishing the above objective. I will read through and start participating in discussions but I am hoping to learn a lot from the experienced folks here so that I can jump into this without being in analysis paralysis mode for a very long time. I look forward to hearing your thoughts.