Best Pennsylvania Mortgage Lenders
Browse 29 top-rated mortgage lenders in Pennsylvania as of March 1, 2025. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
A leading nationwide, private money lender and Third-Party Originator of business purpose loans (BPLs) with >$350M of cumulative originations and best-in-class product knowledge and service, driving borrower satisfaction, loyalty, and referrals. When we started this company, we knew that we wanted to focus on education, building relationships, and helping investors toward financial freedom. So that is exactly what we did. When our founders joined forces, each brought unique and valuable ... view more -
NMLS # 2142653
Conventional & Gov.
Hard/Private/Non-QM
The David Greene Lending Team! Built by David himself, along with his partner, Christian Bachelder of Mortgage Mondays! The one stop shop for all your lending needs. From conventional loans to DSCR to hard money financing, we have it all! view more -
NMLS # 1508627
Hard/Private/Non-QM
LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more -
Conventional & Gov.
Hard/Private/Non-QM
Fairmount Funding is well positioned to consult with and offer to, clients of all experience levels (new ok) a variety of real estate investment loans from 24 months to 40 years! Some options include fix & flip loans, bridge loans, multifamily, new construction financing (un-permitted ok), single & portfolio rental loans as well as a host of conventional, private, and agency lending options for commercial real estate. And we operate nationwide! Based just about 10 miles outside of Philad... view more -
NMLS # 2482717
Hard/Private/Non-QM
Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more -
NMLS # 367411
Hard/Private/Non-QM
Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more -
Hard/Private/Non-QM
CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more -
NMLS # 133519
Hard/Private/Non-QM
Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more -
Hard/Private/Non-QM
Beltway Lending is a highly specialized “refi shop” for real estate investors, that was also founded by seasoned real estate investors. Our first hand industry knowledge and experience allows us to more quickly understand your goals and financial strengths. Beltway’s team & process are second to none, and our reviews prove it. Having processed over $100 Million in Loans last year, we’ve maintained a perfect 5 star rating. Our highly responsive, dedicated team of specialists is commit... view more -
NMLS # 1647914
Hard/Private/Non-QM
LoanBidz.com specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied singl... view more
Pennsylvania Mortgage Rates Today
How to Find a Lender in Pennsylvania
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"