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Best New Hampshire Mortgage Lenders

Browse 8 top-rated mortgage lenders in New Hampshire as of February 23, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    112 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    43 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    919 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
  • business profile image

    NMLS # 2142653

    Adam's Team at The One Brokerage

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a boutique investor-focused mortgage brokerage founded by David Greene (host of The Bigger Pockets podcast) and Christian Bachelder (co-host of Mortgage Mondays) focused on lending solutions for growing investors. Whether you are looking at your first deal or leveraging your portfolio to grow, we have options for you. view more
  • business profile image

    Atlantic National Trust

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Atlantic National Trust is a private financial firm based on Portland, Maine’s historic waterfront. Founded in 1995, Atlantic combines expertise in finance and real estate to create mutually beneficial transactions for its business partners. Avoid the timely underwriting process of conventional lenders. Atlantic’s loan experts have the resources to close transactions faster. Loan Amounts: $100,000 - $3,000,000 Loan-to-Value: Up to 70% Interest Rate: 12-15%, typical deals are Prime pl... view more
  • business profile image

    Phoenix Funded

    Hard/Private/Non-QM

    287 forum posts

    Hard/Private/Non-QM

    Investing in real estate? We've got you covered! Phoenix Funded offers tailored funding solutions for Fix & Flip, Fix & Hold, New Construction, and Rental projects. Operating in 44 states (everywhere except Arizona, Nevada, Minnesota, North Dakota, South Dakota, and Vermont). We provide funding from $50,000 to $50 million. Reach out today for same-day terms and take your investment strategy to the next level! view more
  • business profile image

    NMLS # 2297729

    Visio Lending

    Hard/Private/Non-QM

    4.4 stars
    219 Reviews

    Hard/Private/Non-QM

    Visio specializes in DSCR loans - it's all we do! We've serviced over $3.5 billion in DSCR loans for over 15,000 customers. Our team's main priority is to make the loan process for single-family rentals and vacation properties as quick and easy as possible. view more
  • business profile image

    NMLS # 1717824

    Figure Lending LLC

    Conventional & Gov.

    3.8 stars
    24 Reviews

    Conventional & Gov.

    Direct Lender based in Charlotte, NC. With Figure's 100% online application, you can tap into your home’s equity quickly and easily, perfect for funding renovations, or taking on your next big project. view more
Showing 1 - 8 of 8 New Hampshire Lenders

New Hampshire Mortgage Rates Today

How to Find a Lender in New Hampshire


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.