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Best Minnesota Mortgage Lenders

Browse 6 top-rated mortgage lenders in Minnesota as of March 27, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 102456

    Edge Home Finance Corp

    Conventional & Gov.

    5.0 stars
    6 Reviews
    3 forum posts

    Conventional & Gov.

    Conrad currently owns over 1000 units with a combo being self-owned, with partners and syndicated. He also has over 10 short rental units from MN, TX, FL and Hawaii. He started in the Mortgage Industry in 2008 when the market was at the bottom. While many people were leaving the industry he was just getting started. Shortly after getting accustomed to the industry, he became a Top Producer in 2010 and has never looked back. He is consistently in the top % of the industry and continues to gr... view more
  • business profile image

    NMLS # 714225

    Sarah Meres - Bell Bank Mortgage

    Conventional & Gov.

    5.0 stars
    15 Reviews
    24 forum posts

    Conventional & Gov.

    I'm Sarah, your go-to expert for low down payment financing solutions, specializing in house hacking and creative investments. If you have good credit, steady income, and you're willing to live in your new multifamily home, I can likely help with lots of low down payment solutions! Any great investor would agree that assembling a strategic real estate team is a crucial first step toward crafting a successful investment portfolio. With over a decade in the field, my services go beyond le... view more
  • business profile image

    NMLS # 2547118

    Cashability, LLC

    Hard/Private/Non-QM

    4.6 stars
    10 Reviews

    Hard/Private/Non-QM

    We fully fund flippers! We offer fix&flip loans to Minnesota investors, offering funding up to 100% of the purchase price and 100% of the rehab amount, up to 80% ARV. Find out how we make scaling your real estate investing company simple and predictable! view more
  • business profile image

    NMLS # 2142653

    Corrigan Capital

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more
  • business profile image

    Pine Financial Group...

    Hard/Private/Non-QM

    5.0 stars
    28 Reviews
    113 forum posts

    Hard/Private/Non-QM

    We focus on the needs of Colorado, Minnesota, Washington, D.C., and Wisconsin real estate investors. We are investors ourselves and know what it takes to get deals closed. Our real niche is lending private money to rehab investors but we have extensive experience in both conventional and portfolio lending. Everyone at Pine Financial Group, Inc is dedicated to the success of his or her clients. You will benefit from our honesty and integrity when you choose to work with us. view more
  • business profile image

    NMLS # 1717824

    Figure Lending LLC

    Conventional & Gov.

    3.8 stars
    24 Reviews

    Conventional & Gov.

    Direct Lender based in Charlotte, NC. With Figure's 100% online application, you can tap into your home’s equity quickly and easily, perfect for funding renovations, or taking on your next big project. view more
Showing 1 - 6 of 6 Minnesota Lenders

Minnesota Mortgage Rates Today

How to Find a Lender in Minnesota


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.