Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x

Michigan Investor-friendly Lenders

13 investor-friendly Lenders found in Michigan as of January 26, 2025

  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    CapSource LLC

    Hard/Private/Non-QM

    4.9 stars
    35 Reviews
    433 forum posts

    Hard/Private/Non-QM

    CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more
  • business profile image

    NMLS # 1647914

    LoanBidz.com by Investment Property Loan Exchange

    Hard/Private/Non-QM

    4.7 stars
    38 Reviews
    40 forum posts

    Hard/Private/Non-QM

    LoanBidz.com specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied singl... view more
  • business profile image

    Starlit Realty Capital

    Hard/Private/Non-QM

    5.0 stars
    6 Reviews
    20 forum posts

    Hard/Private/Non-QM

    Starlit Realty Capital serves investors and developers nationwide by sourcing appropriate financing solutions for ground up construction, fix & flip/hold, rental, and bridge products. Loan amounts of 100K-50M. Our expertise and dedication ensure that your investment journey is guided by professionals who prioritize your success. With a focus on delivering tailored financial solutions, we strive to elevate the potential of every project and partnership. view more
  • business profile image

    NMLS # 2059741

    Tomo Mortgage

    Conventional & Gov.

    4.5 stars
    132 Reviews

    Conventional & Gov.

    At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more
  • business profile image

    NMLS # 2142653

    Adam's Team at The One Brokerage

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a boutique investor-focused mortgage brokerage founded by David Greene (host of The Bigger Pockets podcast) and Christian Bachelder (co-host of Mortgage Mondays) focused on lending solutions for growing investors. Whether you are looking at your first deal or leveraging your portfolio to grow, we have options for you. view more
  • business profile image

    NMLS # 1403

    First Access Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    21 Reviews
    34 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or ... view more
  • business profile image

    NMLS # 1051989

    Premiere Mortgage One Company

    Conventional & Gov.

    Conventional & Gov.

    Looking to purchase or refinance property in either Michigan or Georgia? If so, Premiere Mortgage One can match you up with the best mortgage rates available for your unique financial needs. Today's mortgage landscape includes different programs for investors with either large portfolios or if you're just starting out. Give us a click for more information. view more
  • business profile image

    Capstone Financial

    Hard/Private/Non-QM

    3.8 stars
    10 Reviews

    Hard/Private/Non-QM

    Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities of emerging real estate markets. We offer hard money loans for the following property types: Single Family Residence Condominium Apartment Duplex, Triplex, Quadraplex Fix and Flip or Fix and Hold As a direct hard money lender, Capstone... view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    4.1 stars
    353 Reviews
    8 forum posts

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
Showing 1 - 10 of 13

Find a Lender in Michigan


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.