Min & Max Conventional Limits - VA & FHA & Fannie Mae & Freddie Mac
Loan limits increase from a single family to a four plex.
Minimum loan limits - You can go as low as $10,000 nationwide
Here is a link to maximum loan limits for VA, FHA and Fannie Mae and Freddie Mac..... The maximum loan limit is county wide.
FHA;
Conventional (Fannie Mae and Freddie Mac) chart for 2017
Conforming Look Up Mortgage Limits.
VA county loan limit:
VA Loan Limits......... Currently, the same as Conforming Limits
- Conforming Look Up For VA
- PLEASE NOTE: For purposes of determining the VA guaranty, lenders are instructed to reference only the One-Unit Limit column in the FHFA Table “Fannie Mae and Freddie Mac Maximum Loan Limits for Mortgages Acquired in Calendar year 2015 and Originated after 10/1/2011 or before 7/1/2007”.
For 2017....
FHA Basic standard mortgage limits are:
Single - $275,665
Duplex - $352,950
Triplex - $426,625
Fourplex - $530,150
Fannie Mae/Freddie Mac standard mortgage limits are:
1 unit - $424,100
2 unit- $543,000
3 unit - $656,350
4 unit - $815,650
Conforming FHA Basic High Cost area limits are:
Single - $636,150
Duplex - $814,500
Triplex - $984,425
Fourplex - $1,223,475
Maximum Conforming limits are below (If Your Area Qualifies, For Specialty Financing);
Honolulu; Kalawao, Maui; Kauai;
1 unit - $721,150 1 unit - $657,800 1 unit - $713,000
2 unit - $723,050 2 unit - $842,100 2 unit - $912,750
3 unit - $1,115,800 3 unit - $1,017,900 3 unit - $1,103,350
4 unit - $1,386,650 4 unit - $1,265,000 4 unit - $1,371,150
Fannie Mae/Freddie Mac High Cost are limits are the same as FHA.
This information is accurate as of the time of posting. Please also verify the accuracy of this information at the time you are considering these options as guidelines change.
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