10 Ways to Survive and Thrive in a Recession
Thursday, April 26
With the economy and the housing market in a mess, it’s easy to get caught up in thinking that the sky is falling. If you’ve lost your job or are facing a foreclosure or just falling behind on your payments, there are a lot of us out there who may feel hopeless in times like these. But ...
Changes to the HARP Program and What They Could Mean for You
Friday, April 20
Recently Fannie Mae and Freddie Mac made major changes to the rules on short sales. I'm almost positive it won't do much to change the number of foreclosures we'll see coming. In previous blogs I have talked about some of the major problems with President Obama’s Housing Affordable Mortgage ...
Demystifying the mortgage foreclosure process
Thursday, April 12
I want to take a moment here to demystify the foreclosure process. I work with many people who don’t understand how it works and think that if they miss one payment the bank has the right to come and seize their house. That’s not true. Foreclosure actually has a number of stages and the ...
The Need for Estate Planning and Legacy Planning
Monday, April 09
I want to talk about the need for legacy planning or estate planning, even if you only have one house to leave behind or if you’ve got no house at all. Most of my clients have no will, living trust, life insurance, grave plot or even a scribbled piece of paper that tells those left behi...
What the Game Monopoly is Really About
Thursday, April 05
There’s no doubt just about everyone has played or at least knows how to play the famous Parker Brother’s board game, Monopoly. But what you may not know is that it was not meant to be a family board game. Originally it was created to expose the danger of a small group of people controlling...
When Banks are Bigger Than Too Big To fail
Tuesday, April 03
People don’t think anything about banks taking over other banks, but what happens when the cycle runs its course and there are only two banks left? Who do you turn to then if you've overdrawn an account at both banks or missed a loan payment at both? What if both decide they want to char...