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How the Dual tax rate has shaped Worcester- ARE YOU HAPPY NOW?

Thursday, October 20

One of the things that bothers me most about Worcester is the slow march to elitism of the City.What do I mean here?The City Council always talks about how they want to save neighborhoods and make this a great livable city.For this reason many councilors continue to support the lowest residential...


32% of Workers are running out of Money between Paychecks!

Thursday, October 20

Just saw this statistic.   32% of Workers are running out of money between paychecks. This includes workers making over $100k This seems crazy, but the recession is coming. The FED and Congress flooded the economy with "Helicopter Money" and this temporarily made people comfortable. Now those sam...


32% of Workers are running out of Money between Paychecks!

Thursday, October 20

Just saw this statistic.   32% of Workers are running out of money between paychecks. This includes workers making over $100k This seems crazy, but the recession is coming. The FED and Congress flooded the economy with "Helicopter Money" and this temporarily made people comfortable. Now those sam...


I'm a bad guy when I buy less house than I can afford. Who knew.

Monday, October 17

In my last blog I spoke about "Down Renting" and how it has the unintended consequence (takes away) of raising rents. The same is true in home purchases. Typically they say you can purchase a house worth 2.5-3 X your annual income  When you make $200k a year as a household you have the opportunit...


"Down Renting" reducing the supply of affordable rentals in Worcester

Monday, October 17

This is a wonderful article shared with my by a colleague yesterday. https://docs.google.com/docume... 2 big takeaways here: 1. Artificial Intelligence and huge amounts of data can help Landlords to maximize rental income. The software in question here "Real Page" takes tons of data and helps ...


Zombie Family Budgets

Wednesday, October 12

Here is a great commentary/editorial by Hans G. Despain of Nichols College 9/16/22 from the T&G https://drive.google.com/file/... some scary statistics: 60% of American Workers make $37,499 or less per year 47% of American Workers make less than $27k 16% of American businesses are "Zombie" f...