Every health insurance policy should be treated as unique
Tuesday, July 23
Every policy should be treated as unique I would love to say – this company does this every time… but it really depends on the groups benefit for the plan and not the company itself. AND the benefit YEAR the policy is in. Take for instance – Boeing. We all know it is a huge company, 100,000 pl...
My condo sold, a look at the numbers
Sunday, June 23
As Monty Python would say “and now for something completely different”The condo – I finally sold my condo. There were a lot of things I learned about being in a condo because it was not the best experience. This condo was in Lynnwood Washington and I owned it from 2014 to 2019, when the market ...
Level easy discounts for healthcare needs
Sunday, May 12
The FI person and Health CareLevel easy - No matter what service you get always ask what the prompt pay discount is. If you are willing to pay upfront, the discount will be significant. One facility I worked at was 20% and another was 30%I went to the website for a clinic here in the Seattle ar...
My opinion on Medicare for all
Sunday, May 12
Medicare for allThis is my opinion based on what I know about Medicare. Medicare is not free. You pay into Medicare for 40 quarters before you qualify. If you qualify you receive Part A at no cost. If you did not pay into Medicare for 40 quarters you will have a monthly premium of $437 if you...
Medicare Supplement and Medicare Part C
Sunday, May 12
Medicare Supplements and Medicare Part CPeople usually go one of two routes – Route One - Medicare Part A, B, Part D drug plan and a Supplement/Medigap plan. I call this A-la-cartRoute Two – Medicare Part C (Also called the Medicare Advantage Plan)A Supplement and Medigap try to achieve the same...
Medicare Part B and D coverage and cost
Sunday, May 12
Medicare Part B and Part DAs an insurance verify Medicare part B are outpatient services. Someone under Observation, the Emergency room, coming in for an outpatient procedure or diagnostic service would be outpatient. This also is visits to your doctors or screenings. Preventative services (lik...