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Best Massachusetts Mortgage Lenders

Browse 10 top-rated mortgage lenders in Massachusetts as of March 31, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    112 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
  • business profile image

    NMLS # 133519

    theLender

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    1030 Reviews
    6 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Not just any lender, theLender! 🌟 We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. 🏆 Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. 📈 At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more
  • business profile image

    NMLS # 1647914

    LoanBidz

    Hard/Private/Non-QM

    4.7 stars
    39 Reviews
    40 forum posts

    Hard/Private/Non-QM

    LoanBidz.com specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied singl... view more
  • business profile image

    NMLS # 2142653

    Corrigan Capital

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more
  • business profile image

    NMLS # 1591856

    Troy City Mortgage LLC

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    211 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    We get it—mortgages are confusing. That’s why we’ve been simplifying homeownership in Bristol County since 2017. Maybe you’re a first-time home buyer who’s new to mortgages. Or perhaps you have questions about refinancing your current home loan or buying some investment property. Whatever your needs we are ready to guide you towards solutions personalized for you. Discover why we’re the best place in Massachusetts and Rhode Island to get a mortgage. view more
  • business profile image

    Atlantic National Trust

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Atlantic National Trust is a private financial firm based on Portland, Maine’s historic waterfront. Founded in 1995, Atlantic combines expertise in finance and real estate to create mutually beneficial transactions for its business partners. Avoid the timely underwriting process of conventional lenders. Atlantic’s loan experts have the resources to close transactions faster. Loan Amounts: $100,000 - $3,000,000 Loan-to-Value: Up to 70% Interest Rate: 12-15%, typical deals are Prime pl... view more
  • business profile image

    NMLS # 1591

    Churchill Mortgage Corp

    Hard/Private/Non-QM

    5.0 stars
    54 Reviews
    4 forum posts

    Hard/Private/Non-QM

    As a veteran lender with over 20 years' experience and investor of over 15 years, I've come to learn the unique needs of individual investors who have unique profiles. Well versed in financial concepts, infinite banking and HELOC strategies, my unique 1st and 2nd lien HELOC product offerings aid to help capitalize, increase liquidity and setup for future passive income asset acquisitions. Originally from CT now residing in Nashville, I'm licensed to originate HELOC's, Conventional, Non-QM a... view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    4.1 stars
    357 Reviews
    8 forum posts

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
  • business profile image

    NMLS # 2418995

    The Loan House, LLC

    Hard/Private/Non-QM

    5.0 stars
    9 Reviews

    Hard/Private/Non-QM

    The Loan House is a premier mortgage brokerage specializing in investment property financing, offering customized solutions for both refinancing and new acquisitions. With over 25 years of experience and more than $600 million in closed investment property loans, our expert team has the knowledge and resources to help you secure the best financing options on the market. From short-term and long-term rentals to properties in transition, we provide flexible loan programs that support your un... view more
  • business profile image

    Ridge Street Capital

    Hard/Private/Non-QM

    3 forum posts

    Hard/Private/Non-QM

    Ridge Street Capital provides Fix & Flip and DSCR Loans to Real Estate Investors across the US. Partnered with local real estate investors in 35 States, we’re changing the way real estate investors finance their projects. view more
Showing 1 - 10 of 10 Massachusetts Lenders

Massachusetts Mortgage Rates Today

How to Find a Lender in Massachusetts


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.