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$675,000

For Sale - Active
91 Curtis Ave, Quincy, MA 02169
2 Beds
2.0 Baths
1,130 Square Feet
0.14 Acres Lot
Built in 1890
For Sale - Active
Units n/a
Checked: 13 hours ago
Updated: Apr 23, 2025 at 10:06PM

Investment Summary


Monthly Cash Flow
-$1,310
Cap Rate
3.3%
Cash-on-Cash Return
-10.1%
Debt Coverage Ratio
0.59
Internal Rate of Return (5 years)
-5.8%

Property Description


0.14 Acres Lot
Built in 1890
For Sale - Active
Units n/a

This is the One! Immaculate and updated Colonial set on a quiet side street in prime Quincy location. Impeccably maintained and tons of natural light. All remodeled within the last 10 years: Heating, Electric, Hot Water and more. Formal Living and Dining rooms with gleaming hardwood floors, open to Chef's kitchen with custom cabinetry, center island, granite counters, recessed lights and stainless appliances. The bucolic 6,000 lot was designed by an experienced landscaper and boasts 4 types of Japanese maple, Umbrella pine from Korea, Kousa Dogwood, Cedar, Sugar Maple, Arbor Vitae and more. 2 Minute walk to Avalon beach. Close to transport, shopping and Quincy Center. If you'd like to view this home in 3D and High Definition, visit: https://tinyurl.com/91CurtisQuincy !

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Location


Property Details


Parking

  • Description: Paved Drive, Off Street
  • Details: Paved, Off Street
  • Garage Spaces: 0
  • Spaces Total: 3

Bedroom Information

  • # of Bedrooms: 2

Bathroom Information

  • # of Baths (Full): 1
  • # of Baths (Partial): 1
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 6
  • # of Stories: 2
  • Basement: Yes
  • Basement Description: Full

Exterior Features

  • Exterior Walls Materials: Siding (Alum/Vinyl)
  • Foundation: Other
  • Roof Type: Gable
  • Roof Material: Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: QUINM:2005B:10L:61
  • Lot Size: 6037 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Colonial
  • Year Built: 1890

Tax Information

  • Annual Tax: $6,368

Utilities

  • Water & Sewer: Public
  • Heating: Natural Gas, Forced Air
  • Cooling: Window Unit(s)

Location

  • County: Norfolk

Investment Summary


Monthly Cash Flow
-$1,310
Cap Rate
3.3%
Cash-on-Cash Return
-10.1%
Debt Coverage Ratio
0.59
Internal Rate of Return (5 years)
-5.8%

Purchase Details

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Purchase price:
$675,000
Amount financed:
-$540,000
Down payment:
$135,000
Closing costs:
$20,250
Rehab costs:
$0
Initial cash invested:
$155,250
Square feet:
1,130
Cost per square foot:
$597
Monthly rent per square foot:
$3.10

Financing Details

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Loan amount:
$540,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principle & interest:
$3,194
Property tax:
$531
Insurance:
$245
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,970

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,500 $42,000
Vacancy loss: (6%)
6% -$210 -$2,520
Operating income:
$3,290 $39,480

Operating Expenses


% Rent Monthly Yearly
Property taxes: (15%)
15%-$531-$6,368
Insurance: (7%)
7%-$245-$2,940
Property management: (8%)
8%-$280-$3,360
Repairs & maintenance: (5%)
5%-$175-$2,100
Capital expenditures: (5%)
5%-$175-$2,100
HOA fees: (0%)
0%$0$0
Total operating expenses: (40%)
40%-$1,406-$16,868

Cash Flow


Monthly Yearly
Net operating income:
$1,884 $22,608
Mortgage payments:
-$3,194 -$38,328
Cash flow:
$1,310 $15,720