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Best Illinois Mortgage Lenders

Browse 7 top-rated mortgage lenders in Illinois as of April 24, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1647914

    LoanBidz

    Hard/Private/Non-QM

    4.7 stars
    40 Reviews
    40 forum posts

    Hard/Private/Non-QM

    LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more
  • business profile image

    Corrigan Capital

    Hard/Private/Non-QM

    2 forum posts

    Hard/Private/Non-QM

    We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more
  • business profile image

    NMLS # 1403

    First Access Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    35 Reviews
    38 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or ... view more
  • business profile image

    NMLS # 2063552

    Your Favorite Lenders

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    155 Reviews
    8 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights 🏠🚀 Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term đŸ đŸ˜± 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more
  • business profile image

    Infinity Capital Finance

    Hard/Private/Non-QM

    5.0 stars
    4 Reviews
    1299 forum posts

    Hard/Private/Non-QM

    We lend NATIONWIDE and specialize in quick and easy hard money loans, up to 90% of purchase and 100% of rehab. We offer ADVANCED draws and allow borrowers to obtain their own appraisal. Rates start at 8.75% and 1.5 points. We will lend up to 75% ARV and no experience required. view more
  • business profile image

    BRK CTY

    Hard/Private/Non-QM

    4.9 stars
    46 Reviews

    Hard/Private/Non-QM

    BRKCTY (pronounced “Brick City”), is the #1 fastest growing DSCR Lender in the country, offering competitive financing options for real estate investors nationwide. Providing over $800,000,000 in funding to date. BRKCTY is a lending company founded by investors for investors, uniquely positioning us to understand and serve your financing needs. view more
  • business profile image

    NMLS # 1799947

    Beeline Loans, Inc

    Conventional & Gov.

    Hard/Private/Non-QM

    4.7 stars
    354 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more
Showing 1 - 7 of 7 Illinois Lenders

Illinois Mortgage Rates Today

How to Find a Lender in Illinois


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.