Best Iowa Mortgage Lenders
Browse 3 top-rated mortgage lenders in Iowa as of March 27, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2142653
Corrigan Capital
Hard/Private/Non-QM
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
Local & Trusted Real Estate Investment Lender. I'm Just a Little Guy from Des Moines, lending money to Real Estate Investors in Central Iowa. As Des Moines locals, we pride ourselves on our expertise and swift, efficient service. At Little Guy Loans, we're more than just a lending company—we're your dedicated partners in success. Our Team Makes the Process of Getting Financed Quick and Convenient Without the Usual Headaches That Come with Other Lending Companies. view more
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NMLS # 1717824
Conventional & Gov.
Direct Lender based in Charlotte, NC. With Figure's 100% online application, you can tap into your home’s equity quickly and easily, perfect for funding renovations, or taking on your next big project. view more
Iowa Mortgage Rates Today
How to Find a Lender in Iowa
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"