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Iowa Investor-friendly Lenders

7 investor-friendly Lenders found in Iowa as of January 11, 2025

  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    112 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 8668

    The Tyler Osby Team at Fairway Independent Mortgage (Iowa's Most Recommended Lender!)

    Conventional & Gov.

    5.0 stars
    1273 Reviews
    3 forum posts

    Conventional & Gov.

    Over 1,100 five star reviews on Google! Our office is locally owned and operated in Iowa! We've helped hundreds of house-hackers and investors buy here in Iowa. As an active investor myself, I really love helping create wealth in real estate! We have many (over 20) investors that we work directly with for each client we help. If we don't have the right solution for a client, I typically know who in town will (I always say "I'm a great first call!"). We have over 30 years of experience ... view more
  • business profile image

    NMLS # 1359687

    Box Home Loans

    Conventional & Gov.

    4.6 stars
    868 Reviews

    Conventional & Gov.

    Box Home Loans is not your typical lender, no high pressure salesman and we don’t charge origination fees, underwriting fees, or any other silly “junk fees”. It’s no wonder we have hundreds of 5-Star Google reviews! You'll love our simple online instant rate quote tool that gives you accurate rate quotes in seconds - no personal information required. We’ve learned it’s best to give our clients what they actually want… easy experience and a BETTER deal! ✅Conventional Loans - Primary Resi... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.9 stars
    64 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more
  • business profile image

    NMLS # 2142653

    Adam's Team at The One Brokerage

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a boutique investor-focused mortgage brokerage founded by David Greene (host of The Bigger Pockets podcast) and Christian Bachelder (co-host of Mortgage Mondays) focused on lending solutions for growing investors. Whether you are looking at your first deal or leveraging your portfolio to grow, we have options for you. view more
  • business profile image

    Little Guy Loans, LLC

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Local & Trusted Real Estate Investment Lender. I'm Just a Little Guy from Des Moines, lending money to Real Estate Investors in Central Iowa. As Des Moines locals, we pride ourselves on our expertise and swift, efficient service. At Little Guy Loans, we're more than just a lending company—we're your dedicated partners in success. Our Team Makes the Process of Getting Financed Quick and Convenient Without the Usual Headaches That Come with Other Lending Companies. view more
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Find a Lender in Iowa


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.