Best Hawaii Mortgage Lenders
Browse 7 top-rated mortgage lenders in Hawaii as of April 18, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 102456
Conventional & Gov.
Conrad currently owns over 1000 units with a combo being self-owned, with partners and syndicated. He also has over 10 short rental units from MN, TX, FL and Hawaii. He started in the Mortgage Industry in 2008 when the market was at the bottom. While many people were leaving the industry he was just getting started. Shortly after getting accustomed to the industry, he became a Top Producer in 2010 and has never looked back. He is consistently in the top % of the industry and continues to gr... view more -
NMLS # 1866302
Conventional & Gov.
You've found the lender with low rates, low fees, creative financing options, experience, open communication and a desire to help you meet all of your financial goals. Cydney Gray prides herself on exceptional service, drawing on her extensive expertise to tailor solutions to your unique needs. She turns complexity into simplicity, guiding first-time homebuyers, seasoned investors, and individuals seeking long-term wealth security. Cydney will empower you with innovative solutions and the k... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
NMLS # 1244222
Elias Halvorson C2 Hawaii NMLS#1697041HI Branch NMLS#1244222
Conventional & Gov.
Hard/Private/Non-QM
61 Reviews5.0 stars161 forum postsConventional & Gov.
Hard/Private/Non-QM
Seasoned mortgage broker in Hawaii with 15 years of experience in the financial industry, specializing in VA, conventional, and investment loans at ultra-competitive interest rates. Military veteran who brings a unique perspective offering tailored financial solutions which address the specific needs of fellow veterans and or any other clients. Expertise extends to guiding first-time homebuyers and investors through complex loan processes, ensuring a smooth and transparent experience. Dedicat... view more -
NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
Hard/Private/Non-QM
Your One Stop Funding Solution – Real Estate & Business Funding Nationwide! Phoenix Funded provides real estate investors and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, or Business Expansion, we offer creative financing options when traditional lenders say no. ✅ Nationwide Lending – We fund deals across the U.S. with a smooth, hassle-free process. ✅ Creative Financing Solutions – We structure deals that b... view more -
Hard/Private/Non-QM
Vert is a national lending business using technology to simplify investment property loans. We deliver custom term sheets instantly through our Instant Quote tool. view more
Hawaii Mortgage Rates Today
How to Find a Lender in Hawaii
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"