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Best Georgia Mortgage Lenders

Browse 38 top-rated mortgage lenders in Georgia as of March 1, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 2461335

    Lendai

    Hard/Private/Non-QM

    5.0 stars
    15 Reviews
    3 forum posts

    Hard/Private/Non-QM

    Lendai is a fintech platform that simplifies US real estate purchasing & financing for both local and global investors. Lendai offers a full spectrum of business-purpose loans for investors, such as short-term financing (Bridge, Fix & Flip, and Ground-up construction) as well as 30-year DSCR and Full Doc loans. All our loan programs are available for both domestic and foreign investors. We enable our customers to achieve their financial goals through digital solutions that create a simple,... view more
  • business profile image

    NMLS # 2297729

    Visio Lending

    Hard/Private/Non-QM

    4.4 stars
    219 Reviews

    Hard/Private/Non-QM

    Visio specializes in DSCR loans - it's all we do! We've serviced over $3.5 billion in DSCR loans for over 15,000 customers. Our team's main priority is to make the loan process for single-family rentals and vacation properties as quick and easy as possible. view more
  • business profile image

    NMLS # 396288

    Capital Fund 1

    Hard/Private/Non-QM

    4.9 stars
    40 Reviews

    Hard/Private/Non-QM

    Same-day terms. Next-day funding. We are a turn asset-based lender: NO credit checks, NO personal financials, and NO appraisals. Over $5B in loans funded for real estate investors. Our experienced team offers competitive bridge, acquisition, and construction loan programs for land, residential, and commercial investments. Whether it's traditional fix-and-flip financing or specialized bridge loans, we pride ourselves on our ability to underwrite, process, and fund properties within 24 bus... view more
  • business profile image

    RBJ Lending LLC

    Hard/Private/Non-QM

    5.0 stars
    8 Reviews

    Hard/Private/Non-QM

    GA-based broker specializing in Fix & Flips, DSCR loans and investment properties. With 40+ properties owned and expertise in GA & FL, we help investors secure the best financing. We specialize in refinancing and investment loans that are transparent, efficient and we are always accessible! We do not take days off from our clients. If it can be done, we will get you to the finish line. If you are looking to refinance or do investment loans, we will hold your hand throughout the process. We al... view more
  • business profile image

    NMLS # 2660595

    Exclusive REI

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    At Exclusive REI, we are a locally based non-QML lender that specializes in fix & flip, bridge, ground up, and commercial loans. Our minimum loan amount is $85,000. Our loan programs are 12-18 months interest only loans for real estate investment property. We provide consistent capital solutions for real estate investments while having the lowest lender fees in the industry. With transparent underwriting and fast closings, we have the pricing that rewards experience. view more
  • business profile image

    NMLS # 1717824

    Figure Lending LLC

    Conventional & Gov.

    3.8 stars
    24 Reviews

    Conventional & Gov.

    Direct Lender based in Charlotte, NC. With Figure's 100% online application, you can tap into your home’s equity quickly and easily, perfect for funding renovations, or taking on your next big project. view more
  • business profile image

    InstaLend Corporation.

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Nationwide lender specializing in loans for investment properties, including fixer-uppers, rentals, and new construction. We lend on single and multi family properties (up to 9 units). Minimum FICO requirement is 680. view more
  • business profile image

    NMLS # 631666

    First Western Federal Savings Bank

    Hard/Private/Non-QM

    27 forum posts

    Hard/Private/Non-QM

    We are a federally chartered FDIC insured bank making loans nationwide to investors purchasing non-owner occupied real-estate employing a “common sense” lending strategy that is unique today. We lend on single family dwellings, apartments, commercial buildings and income-producing ag land to investors buying or refinancing investment real-estate as individuals, LLC’s or their corporate entities. We also help investors leverage their current retirement plan assets to purchase real estate... view more
Showing 31 - 38 of 38 Georgia Lenders

Georgia Mortgage Rates Today

How to Find a Lender in Georgia


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.