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Best Georgia Mortgage Lenders

Browse 25 top-rated mortgage lenders in Georgia as of April 25, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    Nectar Lending

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a direct lender who offers cash advances to supply fast gap funding (Mezzanine & pref equity like loans) up to $2m backed by the cash flow of your existing properties at rates between 9.5%-13%, Qualification Requirements: * You must own 5 or more properties * One or more must be low LTV & Cash flowing * Minimum 620 Credit Score * No bankruptcies That's all Note: this is not for new investors or to buy your first or second property. This is for seasoned investors to use t... view more
  • business profile image

    NMLS # 2449622

    Asset Based Lending

    Hard/Private/Non-QM

    3.9 stars
    101 Reviews

    Hard/Private/Non-QM

    With nearly 100 reviews and an impressive 4.2 Google rating, Asset Based Lending (ABL) has been a premier lender for real estate investors since 2010. We have successfully financed over $2.5 billion in projects, specializing in fix and flip, new construction, and DSCR loans for both long and short-term rentals. At ABL, we pride ourselves on our unique offering: the 0 Point Loan. As a direct balance sheet lender, we handle every aspect of the loan process in-house—from underwriting to proce... view more
  • business profile image

    NMLS # 2337846

    homebldr

    Hard/Private/Non-QM

    5.0 stars
    7 Reviews

    Hard/Private/Non-QM

    homebldr is a real estate fintech company providing real estate investors with financing and technology aimed at maximizing returns and building long-term relationships. Our financing products include fix & flip loans (at up to 100% LTC), rental loans (DSCR options up to 85% LTV), new construction loans (at up to 95% LTC), and multifamily loans (from 5 - 100 units). Our mission is to make identifying and obtaining the best financing terms possible as quick and easy as possible. We have n... view more
  • business profile image

    NMLS # 1623101

    Investor Property Loan

    Hard/Private/Non-QM

    5.0 stars
    263 Reviews
    2273 forum posts

    Hard/Private/Non-QM

    Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more
  • business profile image

    NMLS # 2063552

    Your Favorite Lenders

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    155 Reviews
    8 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights 🏠🚀 Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term 🏠😱 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    4.1 stars
    361 Reviews
    8 forum posts

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
  • business profile image

    NMLS # 362124

    The Lending Market

    Hard/Private/Non-QM

    3 forum posts

    Hard/Private/Non-QM

    We can do 50k loan amts! Both refi and purchase! Most lenders can't do these loans, but we do! DSCR loans with very low rates. Check out my Zillow Reviews https://www.zillow.com/lender-profile/rafik%20issabeigi/ For purchase deals we can do 20% down with a 680 or above score, for cash out refi's we can go up to 75% of the appraised value. We pride ourselves in customer service and attention to detail, we're very transparent and always make ourselves available. Whether your an expe... view more
  • business profile image

    Minnow Loan

    Hard/Private/Non-QM

    1 forum post

    Hard/Private/Non-QM

    Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to be nimble and responsive to our borrowers. Minnow believes investors need a lender that is rooted in their own investing experiences, committed to your success and the flexibility to offer creative lending solutions. Our Fix and Flip, Bridge, and Rental loan... view more
  • business profile image

    NMLS # 2372297

    Greenside Capital

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    41 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    At Greenside Capital, we leverage a combined $1.5B in mortgage experience to deliver investor DSCR and fix-and-flip financing for commercial, multi-unit, and residential properties. We don't require tax returns, using property cash flow or other investor-focused solutions instead. With our streamlined approach, you can secure funding quickly and focus on what you do best—growing your portfolio. Call us today to learn more. view more
  • business profile image

    NMLS # 396288

    Capital Fund 1

    Hard/Private/Non-QM

    4.9 stars
    45 Reviews

    Hard/Private/Non-QM

    Same-day terms. Next-day funding. We are a turn asset-based lender: NO credit checks, NO personal financials, and NO appraisals. Over $5B in loans funded for real estate investors. Our experienced team offers competitive bridge, acquisition, and construction loan programs for land, residential, and commercial investments. Whether it's traditional fix-and-flip financing or specialized bridge loans, we pride ourselves on our ability to underwrite, process, and fund properties within 24 bus... view more
Showing 11 - 20 of 25 Georgia Lenders

Georgia Mortgage Rates Today

How to Find a Lender in Georgia


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.