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Updated almost 4 years ago,
Looking for attorney that specializes in insurance claims
We recently experienced a catastrophic flood at our 6-plex in Dallas, TX. We're looking for an attorney to navigate the claim process and be sure we're covered.
Why?
We had another flood at the property about 6 months ago (unrelated). The adjusted took a week to come out, agreed there was damage and instructed us (in writing) to proceed with the repairs. We did what we needed to in order to minimize damage and get everything opened up and dried out, and then waited on full repair until we heard back from the underwriter. They took over 3 months to respond; and the response was that none of this would be covered - they denied the claim all together.
There was about $30k worth of damage, and with other projects going on we decided to cover the cost and move on (out of pocked). We figured at the time this would be cheaper and less time spent than fighting with the insurance.
With this new flood, we want to be sure we're doing everything by the book to be absolutely sure we're covered. We also are hoping that we can get at least some of the last claim covered to offset the cost.
If anyone knows an attorney that specializes in insurance claims (especially commercial real estate), please let me know. Also, if anyone has dealt with battling the insurance companies for denied claims, any insight would be greatly appreciated.