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Updated about 4 years ago on . Most recent reply

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Cass Hecker
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Second Home and Vacation Rental Insurance Providers - Multi-State

Cass Hecker
Posted

Any referrals for insurance agencies that cover multiple states and can write a policy on second home/vacation rentals? Has anyone been able to do this without your primary home being through the same provider? Those of you STR pros working across states, which insurance agencies cover your properties? Prefer not to move primary and dwelling policies to cover an out of state STR, but current agency doesn't work across state lines. Many other insurance agencies I've talked to say they won't cover STR without covering primary as well.

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John Mocker#1 Insurance Contributor
  • Insurance Agent
  • Norwalk, CT
1,206
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John Mocker#1 Insurance Contributor
  • Insurance Agent
  • Norwalk, CT
Replied

Cass,

There are markets out there.  Which companies will write the rentals and second homes will depend on

1. Location

2. Size (limits)

3. what type of rental (monthly, weekly, or Daily

If you PM me the states involved I may have some suggestions for Insurance Companies.  

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