Insurance Question - different name on policy vs property deed

[John L.]

I have a duplex that I bought from my dad years ago. The duplex is half of what used to be his fourplex. I just realized that though the duplex is under my name, the homeowner's insurance policy is under my dad's name. In fact, the insurance policy covers the entire fourplex.

If anything happens with my duplex and I need to get the insurance company involved, am I still covered?

Thanks in advance for your help!