Turning Main home with a pool into a rental.

[Nathan Hughes]

My brother owns a home with a pool. They want to turn it into a rental . He is afraid of the liability that comes with an in ground pool. What are his options? Can you safely rent out a house and have proper insurance coverage to limit your personal liability of a worst case scenario involving the pool? Thanks

[John Mocker]

Nathan,
I checked our markets for Dwelling/Fire policies (the way most companies write single family rentals). About half of the markets would not write a pool. He should check with his agent and with other independent agents.

I would suggest he price out umbrella policies. $1,000,000 to $5,000,000 limits.