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Updated over 5 years ago on . Most recent reply
![Gabriel F.'s profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1461798/1621512524-avatar-gabrielf49.jpg?twic=v1/output=image/crop=1931x1931@0x71/cover=128x128&v=2)
Getting insurance in difficult locations
My stepdad is living in Greenville, CA and he has had a very hard time keeping insurance due to the remote nature and fire danger of his investment property. He has used Lloyd's of London and was eventually canceled. I have been trying to brainstorm ways to get coverage that would let him AIRBNB the place. 4 homes on about 5 acres of very maintained forest.
Ideas?
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![Alicia Naiman's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1084912/1694896399-avatar-adnaiman.jpg?twic=v1/output=image/crop=200x200@0x0/cover=128x128&v=2)
It's a very tight insurance market right now in wildfire vulnerable areas. Add to that 4 dwellings on one lot with STR exposure and he's most likely limited to CA Fair Plan with a difference in condition (DIC) wrap policy. Surplus lines carriers aren't even touching these areas right now unfortunately. Best bet is to have him contact a larger independent agency in the area, who should be able to help. InterWest in Chico is a good one. Best of luck!