LLC vs. Personally Insured?

[Jared Smith]

Just bought two 4 plex properties as well as a duplex in my name. 25% down on a 30 year mortgage. All of this sounds like what has been done countless times and is talked about on BP podcasts all day long...

However, as I research more, with an LLC you now cannot use a 30year amortization, but a 15-25 year amortization and a higher interest rate?

So do all investors with LLCs just not being up that they cannot do 30year mortgages? Or are these investors NOT putting their properties into LLCs?

Trying to decide if I should be using an LLC to buy properties or simply insure myself with higher coverage?

Thanks!