Liabilitu Insurance won’t cover if I perform background checks!

[Benjamin Dutil]

HI BiggerPockets community. I’m finally launching my property management and handyman business. To protect myself I have requested quotes for general liability insurance. As the Agent asked me questions about the tasks I would be performing the question of running background checks and credit checks came up. Of course I said I would be performing those duties not only to make my life easier as a manager but to protect the property owner. However I was forced to sign a release stating that I would not perform the criminal credit background checks. I inquired why this was an issue and was told that if a murderer or similar got through the background checks and I rented to them and then they committed said crime that I would be held responsible for that! What are your thoughts on this and has anybody else experienced this while seeking to in sure their business?