Needing a lease for landlord insurance

[Tom Gersic]

I recently purchased a property and purchased landlord insurance. The property needs some repairs before I can rent it, and I’m in the process of having those repairs done. The insurance company is saying they need proof of a lease in the next 30 days or they will terminate the coverage. The agent told me to “just make one up... find a form on the internet and fill it in”. This sounds like a terrible idea to lie on an insurance form. The agent says not to use homeowner’s insurance, though, because I’m not actually living at this property. Any advice? I’m not sure what the best course of action is. It might be rented in 30 days, but I can’t be sure of that. I’m in Illinois if that has any relevance.