Recommendations for Commercial Landlord & Umbrella Policies

[Rachel Rendall]

Hi everyone,

We are looking at buying a fourplex under an LLC here in TX. I'm trying to find an insurance company that can at least provide a commercial landlord insurance policy for the fourplex, and as a bonus I would like it if they also had a commercial umbrella policy that would supplement the commercial landlord policy. We have GEICO for personal umbrella on a property we own under our own name, but they told me today they don't do commercial landlord policies for anything under 5 units, and they don't have any commercial umbrella policies at all.

I could spend a ton of time calling different companies but I would love to hear from some experienced investors out there what they are using for properties under LLC's.

Thank you!