Insurance claim on rental single family house

[Neel Shah]

Hi,

I did some upgrades (flooring, bathroom, paint) to my rental property and put it for RENT in February. 

A pipe in the attic burst and it caused damaged to the ceiling of garage and drywalls around it (before tenant moved in)

I will be filling a claim to my home owners insurance company, and want to make sure I don't hit any roadblocks. 

So, the house was vacant when this happened and my insurance is written as non-owner occupied (landlord's) insurance.

Will insurance company deny the claim because no one was living in the house (it was listed on several websites for rent)?

Also, by since insurance company will make a payment, I am assuming my insurance for next year will go up (can someone advice on how many % it will go up by?).

I have three other rental units, will insurance on those units go up as well?

Thanks!

[Kyle J.]

Depends on how long the property was vacant and what your specific policy says about that.  Some policies state that your insurance can be cancelled (or a claim denied) if the property was vacant for more than 30-60 days.