Rental Insurance clause

[Danielle Scott]

I'm a landlord newbie and am going to encourage my tenants to get rental insurance. Does anybody have any doc or part of their lease they wouldn't mind sharing that covers this? I don't particularly want to pay a lawyer to draft a few paragraphs when I already have the rest of the lease set to go. Something that says rental insurance for your personal belongings is highly encouraged but if you chose to forgo it all damages to the tenant's personal property will be at the tenants expense. Thanks!