Property Insurance for a 3 family in Springfield MA

[James Denon]

I am buying an old home in Springfield MA Massachusetts. It is a 3 family built in early 1900s. It is fully occupied with good cash flow.

Here are the attiributes:

-There are some knob and tube wiring in the basement.

-One of the units has electric baseboard heat

-I plan on having local property management company run it for me. 

I called up 2 insurance companies and they gave me a quote for homeowners insurance for around $3500. That seems steep to me for a 3 unit rental. One of them blamed the high premium on knob and tube wiring and the other one blamed it on non owner occupancy and electric baseboard.

Anyone know reasonable and reliable insurance company in Springfield MA who will work with this type of multifamily and provide a good rate?