Homeowners insurance for remodeled older homes in Florida

[Lin Ding]

What's a reasonable range for homeowner's insurance for a fully remodeled older home? This is my first time buying a house and getting an insurance. The house is built 1920. New electrical, plumbing, HVAC, water & heater in year 2016. Metal roof replaced in 2000. The quotes I got so far the highs in $3000, but lowest below $2000. What's a good range for a 1-story single family house like this?

Thanks!

[Gerald Grinter]

@HuipingSheng @Lin Ding These quotes are pretty spot on.  I have seen rates from $1700 to $2500. Insurance companies typically rate older homes higher. Usually, unless the home is taken down to the studs they will not give it a newer home credit. They believe probabilty of loss is higher because of the age of the home care and condition, plumbing and electrical systems. You may want to ask what increasing your dedct. will do to the rate.