1st Property - What type of insurance do you see being used?

[Jose Corbera]

Hi All,

I am in the process of purchasing my first investment home. As far as insurance, what do you normally see? I have the option of higher liability and some personal coverage for a higher fee and a stripped down quote with lower liability and no personal coverage. I can always modify it up or down later on.

As an investment property, what do you see used more often? The property is located in south Florida located near a canal. The likelihood of a flood is limited but it may happen. 

Thank you!

Jose Corbera