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Updated over 8 years ago on . Most recent reply

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19
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2
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Dave H.
  • Real Estate Agent
  • Westchester County, NY
2
Votes |
19
Posts

Hole in roof. Insurance not covering anything because of mold?

Dave H.
  • Real Estate Agent
  • Westchester County, NY
Posted

I was told that mold damage was some sort of pre-existing damage and that they wont cover it. The walls of course are ruined. There is a small hole in the roof and they wont even cover that because the hole didnt result from a storm.

Do I have any recourse here? Thank you. 

Most Popular Reply

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23,418
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Wayne Brooks#1 Foreclosures Contributor
  • Real Estate Professional
  • West Palm Beach, FL
13,508
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23,418
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Wayne Brooks#1 Foreclosures Contributor
  • Real Estate Professional
  • West Palm Beach, FL
Replied

No.  Insurance is for damage from a "sudden event", not damage caused by neglect in repairing the worn out roof in a timely manner.

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